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Affordability guide

Free & Low-Cost Daycare Options in Ontario

Use this guide to mix EarlyON programs, CWELCC centres, and subsidies so your effective daycare cost lands as close to $0 as possible.

EarlyON drop-ins

Free programs for ages 0–6. Attend play-based sessions, parent consults, and community workshops without registration.

Use them for socialization and to maintain routines while waiting for a subsidized daycare space.

Find EarlyON centres

CWELCC centres

Participating centres have already cut fees by 50% and will reach $10/day on average. Families of any income benefit automatically.

Combine CWELCC with subsidies to bring fees down to $0–$400/month, depending on your net income.

Read the CWELCC playbook

Municipal subsidies

Sliding-scale funding based on net income (line 23600). Families under ~$90K often qualify for partial or full coverage.

Apply early; waitlists in Toronto, Peel, and York can exceed a year. Keep your file active with monthly check-ins.

Follow the application steps

What “free daycare” looks like

EarlyON + CWELCC: Attend free drop-ins during parental leave, then enrol at a $10/day centre when you return to work.

Subsidy + CWELCC: Families with net income under ~$70K often pay $0 after both programs stack.

Employer partnerships: Hospitals and tech campuses sometimes sponsor on-site care. Ask HR whether they hold subsidized seats.

How to stretch your budget

  • Split schedules with another family (e.g., Mon/Wed/Fri + Tues/Thurs).
  • Use EarlyON for social time and save paid daycare hours for work shifts.
  • Confirm tax credits (Child Care Expense Deduction, CCB) in your budget.
  • Ask centres about sibling discounts, referral credits, or employer perks.

Plan your next move

Combine these tools to drop your effective daycare cost as low as possible.